Auto-Owners Homeowners Insurance vs. USAA Homeowners Insurance
Side-by-side comparison · Updated 2026 · Independently reviewed
Auto-Owners Homeowners Insurance
Auto-Owners Insurance
4.5
Avg ~$1,400/yr. Lowest complaint ratio. Agent-only. 26 states. A++ AM Best.
Full review →USAA Homeowners Insurance
USAA
4.7
Avg $1,500–$1,900/yr. Military families only. Best-in-class service.
Full review →WealthSpott Verdict
USAA Homeowners Insurance wins on more measurable categories. Auto-Owners Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Auto-Owners Homeowners Insurance
USAA Homeowners Insurance
WealthSpott Rating
4.5 / 5
4.7 / 5 Best
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$1,400/yr Best
~$1,700/yr
AM Best Rating
A++
—
J.D. Power Score
882 / 1000
— Best
Mobile App Rating
—
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Auto-Owners Homeowners Insurance
USAA Homeowners Insurance
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