Auto-Owners Homeowners Insurance vs. Haven Term (MassMutual)

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Auto-Owners Insurance logo
Auto-Owners Homeowners Insurance
Auto-Owners Insurance
4.5

Avg ~$1,400/yr. Lowest complaint ratio. Agent-only. 26 states. A++ AM Best.

Full review โ†’
MassMutual logo
Haven Term (MassMutual)
MassMutual
4.5

Fully online term. Instant decisions on many applications. Issued by MassMutual subsidiary.

Full review โ†’
WealthSpott Verdict

Auto-Owners Homeowners Insurance and Haven Term (MassMutual) are closely matched. Get quotes from both โ€” insurance premiums vary significantly by location, coverage level, and personal risk factors.

Feature
Auto-Owners Homeowners Insurance
Haven Term (MassMutual)
WealthSpott Rating
4.5 / 5
4.5 / 5
Coverage Type
Home Insurance
Life Insurance
Avg Annual Premium
~$1,400/yr Best
โ€”
AM Best Rating
A++
โ€”
J.D. Power Score
882 / 1000
โ€” Best
Mobile App Rating
โ€”
โ€”
Auto-Owners Homeowners Insurance
Full review
Haven Term (MassMutual)
Full review

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