Auto-Owners Homeowners Insurance vs. Amica Renters Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Auto-Owners Insurance logo
Auto-Owners Homeowners Insurance
Auto-Owners Insurance
4.5

Avg ~$1,400/yr. Lowest complaint ratio. Agent-only. 26 states. A++ AM Best.

Full review โ†’
Amica Mutual logo
Amica Renters Insurance
Amica Mutual
4.6

Avg ~$107/yr. Lowest rates. #1 customer satisfaction. Dividend payback.

Full review โ†’
WealthSpott Verdict

Amica Renters Insurance wins on more measurable categories. Auto-Owners Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Auto-Owners Homeowners Insurance
Amica Renters Insurance
WealthSpott Rating
4.5 / 5
4.6 / 5 Best
Coverage Type
Home Insurance
Renters Insurance
Avg Annual Premium
~$1,400/yr
~$107/yr Best
AM Best Rating
A++
โ€”
J.D. Power Score
882 / 1000
โ€” Best
Mobile App Rating
โ€”
โ€”
Auto-Owners Homeowners Insurance
Full review
Amica Renters Insurance
Full review

Not sure which insurer is right for you?

Browse all insurance