Amica Renters Insurance vs. USAA Umbrella Insurance

Side-by-side comparison · Updated 2026 · Independently reviewed

Amica Renters Insurance

Amica Mutual

4.6

Avg ~$107/yr. Lowest rates. #1 customer satisfaction. Dividend payback.

Full review →

USAA Umbrella Insurance

USAA

4.7

From ~$150/yr for $1M. Military families only. Lowest premiums available.

Full review →

WealthSpott Verdict

Amica Renters Insurance and USAA Umbrella Insurance are closely matched. Get quotes from both — insurance premiums vary significantly by location, coverage level, and personal risk factors.

Feature

Amica Renters Insurance

USAA Umbrella Insurance

WealthSpott Rating

4.6 / 5

4.7 / 5 Best

Coverage Type

Renters Insurance

Umbrella Insurance

Avg Annual Premium

~$107/yr Best

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AM Best Rating

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J.D. Power Score

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Mobile App Rating

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Amica Renters Insurance

Full review

USAA Umbrella Insurance

Full review

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