Amica Renters Insurance vs. USAA Renters Insurance

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Amica Mutual logo
Amica Renters Insurance
Amica Mutual
4.6

Avg ~$107/yr. Lowest rates. #1 customer satisfaction. Dividend payback.

Full review โ†’
USAA logo
USAA Renters Insurance
USAA
4.7

Among the lowest rates. Military families only. Excellent claims service.

Full review โ†’
WealthSpott Verdict

USAA Renters Insurance wins on more measurable categories. Amica Renters Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Amica Renters Insurance
USAA Renters Insurance
WealthSpott Rating
4.6 / 5
4.7 / 5 Best
Coverage Type
Renters Insurance
Renters Insurance
Avg Annual Premium
~$107/yr
~$100/yr Best
AM Best Rating
โ€”
โ€”
J.D. Power Score
โ€”
โ€”
Mobile App Rating
โ€”
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Amica Renters Insurance
Full review
USAA Renters Insurance
Full review

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