Amica Renters Insurance vs. Pacific Life Term Life

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Amica Mutual logo
Amica Renters Insurance
Amica Mutual
4.6

Avg ~$107/yr. Lowest rates. #1 customer satisfaction. Dividend payback.

Full review โ†’
Pacific Life logo
Pacific Life Term Life
Pacific Life
4.6

Overall score 4.74. Competitive term rates. Strong financial strength (A+ AM Best).

Full review โ†’
WealthSpott Verdict

Amica Renters Insurance wins on more measurable categories. Pacific Life Term Life may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Amica Renters Insurance
Pacific Life Term
WealthSpott Rating
4.6 / 5
4.6 / 5
Coverage Type
Renters Insurance
Life Insurance
Avg Annual Premium
~$107/yr Best
โ€”
AM Best Rating
โ€”
โ€”
J.D. Power Score
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Mobile App Rating
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Amica Renters Insurance
Full review
Pacific Life Term Life
Full review

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