Amica Mutual Homeowners Insurance vs. Erie Insurance Homeowners

Side-by-side comparison · Updated 2026 · Independently reviewed

Amica Mutual Homeowners Insurance

Amica Mutual

4.6

J.D. Power 906/1000. Annual dividends reduce premiums 5–20%. Best claims handling.

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Erie Insurance Homeowners

Erie Insurance

4.5

Starting ~$1,280/yr. Best value where available (12 states + DC).

Full review →

WealthSpott Verdict

Amica Mutual Homeowners Insurance and Erie Insurance Homeowners are closely matched. Get quotes from both — insurance premiums vary significantly by location, coverage level, and personal risk factors.

Feature

Amica Mutual Homeowners

Erie Insurance Homeowners

WealthSpott Rating

4.6 / 5 Best

4.5 / 5

Coverage Type

Home Insurance

Avg Annual Premium

~$2,000/yr

~$1,280/yr Best

AM Best Rating

—

J.D. Power Score

—

Mobile App Rating

—

Amica Mutual Homeowners Insurance

Full review

Erie Insurance Homeowners

Full review

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