American Family Homeowners Insurance vs. Erie Insurance Homeowners
Side-by-side comparison · Updated 2026 · Independently reviewed
American Family Homeowners Insurance
American Family Insurance
4.2
Avg ~$1,900/yr. Dream Home® endorsement. Smart home discounts. 19-state footprint.
Full review →Erie Insurance Homeowners
Erie Insurance
4.5
Starting ~$1,280/yr. Best value where available (12 states + DC).
Full review →WealthSpott Verdict
Erie Insurance Homeowners wins on more measurable categories. American Family Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
American Family Homeowners
Erie Insurance Homeowners
WealthSpott Rating
4.2 / 5
4.5 / 5 Best
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
~$1,900/yr
~$1,280/yr Best
AM Best Rating
A
—
J.D. Power Score
831 / 1000
— Best
Mobile App Rating
—
—
American Family Homeowners Insurance
Erie Insurance Homeowners
Not sure which insurer is right for you?
Browse all insurance