Allstate Homeowners Insurance vs. Haven Term (MassMutual)
Side-by-side comparison · Updated 2026 · Independently reviewed
Allstate Homeowners Insurance
Allstate
4.2
Avg ~$1,769/yr. 30+ discount categories. Claim RateGuard. Accident forgiveness for home.
Full review →Haven Term (MassMutual)
MassMutual
4.5
Fully online term. Instant decisions on many applications. Issued by MassMutual subsidiary.
Full review →WealthSpott Verdict
Haven Term (MassMutual) wins on more measurable categories. Allstate Homeowners Insurance may still be worth a quote depending on your location and coverage needs — premiums vary widely.
Feature
Allstate Homeowners Insurance
Haven Term (MassMutual)
WealthSpott Rating
4.2 / 5
4.5 / 5 Best
Coverage Type
Home Insurance
Life Insurance
Avg Annual Premium
~$1,769/yr Best
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AM Best Rating
A+
—
J.D. Power Score
829 / 1000
— Best
Mobile App Rating
—
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Allstate Homeowners Insurance
Haven Term (MassMutual)
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