Allianz AllTrips Annual Plan vs. Haven Term (MassMutual)

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Allianz Travel logo
Allianz AllTrips Annual Plan
Allianz Travel
4.2

~$300/yr for unlimited trips. Trip cancellation up to $5K/trip. 24/7 hotline.

Full review โ†’
MassMutual logo
Haven Term (MassMutual)
MassMutual
4.5

Fully online term. Instant decisions on many applications. Issued by MassMutual subsidiary.

Full review โ†’
WealthSpott Verdict

Haven Term (MassMutual) wins on more measurable categories. Allianz AllTrips Annual Plan may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Allianz AllTrips Annual
Haven Term (MassMutual)
WealthSpott Rating
4.2 / 5
4.5 / 5 Best
Coverage Type
Travel Insurance
Life Insurance
Avg Annual Premium
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AM Best Rating
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J.D. Power Score
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Mobile App Rating
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Allianz AllTrips Annual Plan
Full review
Haven Term (MassMutual)
Full review

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