AIG Travel Guard Gold vs. Haven Term (MassMutual)

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

AIG Travel Guard logo
AIG Travel Guard Gold
AIG Travel Guard
4.2

Per-trip plan. Up to $150K medical. Strong trip cancellation. CFAR add-on up to 75% refund.

Full review โ†’
MassMutual logo
Haven Term (MassMutual)
MassMutual
4.5

Fully online term. Instant decisions on many applications. Issued by MassMutual subsidiary.

Full review โ†’
WealthSpott Verdict

Haven Term (MassMutual) wins on more measurable categories. AIG Travel Guard Gold may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
AIG Travel Guard
Haven Term (MassMutual)
WealthSpott Rating
4.2 / 5
4.5 / 5 Best
Coverage Type
Travel Insurance
Life Insurance
Avg Annual Premium
โ€”
โ€”
AM Best Rating
โ€”
โ€”
J.D. Power Score
โ€”
โ€”
Mobile App Rating
โ€”
โ€”
AIG Travel Guard Gold
Full review
Haven Term (MassMutual)
Full review

Not sure which insurer is right for you?

Browse all insurance