U.S. Bank Altitude® Go Visa Signature® vs. Wells Fargo Active Cash®
Side-by-side comparison · Updated 2026 · Independently reviewed
U.S. Bank Altitude® Go Visa Signature®
U.S. Bank
4.4
4x on dining. 2x on groceries, streaming, gas. No annual fee.
Full review →
Wells Fargo Active Cash®
Wells Fargo
4.6
Unlimited 2% cash back. $200 bonus. No annual fee.
Full review →WealthSpott Verdict
U.S. Bank Altitude® Go Visa Signature® wins on more measurable categories — particularly annual cost. Wells Fargo Active Cash® may still win for your wallet depending on how you spend.
Feature
U.S. Bank Altitude®
Wells Fargo Active
Annual Fee
$0
$0
Sign-up Bonus
20,000 points
$200
Rewards Rate
1x-4x
2%
Rewards Type
Points
Cash Back
0% Intro APR
0% for 15 billing cycles
0% for 15 months
Regular APR
19.24%-29.24% Variable Best
19.49%-29.49% Variable
Foreign Transaction Fee
None Best
Yes
Recommended Credit Score
670-850
670-850
U.S. Bank Altitude® Go Visa Signature®
Pros
- 4x on dining with no annual fee
- No foreign transaction fee
- 2x on groceries, streaming, and gas
- 0% intro APR for 15 billing cycles
Cons
- Points value is lower than Chase or Amex
- US Bank has fewer transfer partners
- Lower sign-up bonus than competitors
Wells Fargo Active Cash®
Pros
- 2% cash back on all purchases
- $200 sign-up bonus
- No annual fee
- 0% intro APR for 15 months
Cons
- 3% foreign transaction fee
- No bonus categories for heavy spenders
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