U.S. Bank Altitude® Go Visa Signature® vs. Discover it® Balance Transfer
Side-by-side comparison · Updated 2026 · Independently reviewed
U.S. Bank Altitude® Go Visa Signature®
U.S. Bank
4.4
4x on dining. 2x on groceries, streaming, gas. No annual fee.
Full review →
Discover it® Balance Transfer
Discover
4.3
0% intro APR on balance transfers for 18 months.
Full review →WealthSpott Verdict
U.S. Bank Altitude® Go Visa Signature® and Discover it® Balance Transfer are closely matched. The right choice depends on your top spending categories and whether you'll use each card's perks.
Feature
U.S. Bank Altitude®
Discover it® Balance
Annual Fee
$0
$0
Sign-up Bonus
20,000 points
Cashback Match
Rewards Rate
1x-4x
1%-5%
Rewards Type
Points
Cash Back
0% Intro APR
0% for 15 billing cycles
0% for 18 months
Regular APR
19.24%-29.24% Variable
18.24%-28.24% Variable Best
Foreign Transaction Fee
None Best
Yes
Recommended Credit Score
670-850
670-850
U.S. Bank Altitude® Go Visa Signature®
Pros
- 4x on dining with no annual fee
- No foreign transaction fee
- 2x on groceries, streaming, and gas
- 0% intro APR for 15 billing cycles
Cons
- Points value is lower than Chase or Amex
- US Bank has fewer transfer partners
- Lower sign-up bonus than competitors
Discover it® Balance Transfer
Not sure which card is right for you?
Browse all credit cards