Southwest Rapid Rewards® Priority vs. Discover it® Secured Credit Card
Side-by-side comparison · Updated 2026 · Independently reviewed
Southwest Rapid Rewards® Priority
Chase
4.3
50,000 bonus points. 7,500 anniversary points. $75 travel credit.
Full review →
Discover it® Secured Credit Card
Discover
4.5
Secured card that earns 2% at gas and restaurants (up to $1,000/quarter). Cashback Match year one.
Full review →WealthSpott Verdict
Southwest Rapid Rewards® Priority and Discover it® Secured Credit Card are closely matched. The right choice depends on your top spending categories and whether you'll use each card's perks.
Feature
Southwest Rapid Rewards®
Discover it® Secured
Annual Fee
$149/yr
$0 Best
Sign-up Bonus
50,000 points
Cashback Match
Rewards Rate
1x-3x
1%-2%
Rewards Type
Points
Cash Back
0% Intro APR
N/A
N/A
Regular APR
21.49%-28.49% Variable Best
28.24% Variable
Foreign Transaction Fee
Yes
Yes
Recommended Credit Score
670-850
300-669
Southwest Rapid Rewards® Priority
Pros
- 7,500 anniversary points each year
- $75 annual Southwest travel credit
- 4 upgraded boardings per year
- Path to Companion Pass with enough spending
Cons
- $149 annual fee
- Only valuable for Southwest flyers
- Foreign transaction fee
Discover it® Secured Credit Card
Pros
- Earns rewards while building credit
- Cashback Match first year
Cons
- Requires refundable security deposit
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