Southwest Rapid Rewards® Priority vs. Delta SkyMiles® Gold American Express Card
Side-by-side comparison · Updated 2026 · Independently reviewed
Southwest Rapid Rewards® Priority
Chase
4.3
50,000 bonus points. 7,500 anniversary points. $75 travel credit.
Full review →
Delta SkyMiles® Gold American Express Card
American Express
4.1
Free first checked bag. 2x on Delta, restaurants, supermarkets.
Full review →WealthSpott Verdict
Southwest Rapid Rewards® Priority and Delta SkyMiles® Gold American Express Card are closely matched. The right choice depends on your top spending categories and whether you'll use each card's perks.
Feature
Southwest Rapid Rewards®
Delta SkyMiles® Gold
Annual Fee
$149/yr Best
$150/yr
Sign-up Bonus
50,000 points
40,000 miles
Rewards Rate
1x-3x
1x-2x
Rewards Type
Points
Miles
0% Intro APR
N/A
N/A
Regular APR
21.49%-28.49% Variable
21.49%-29.49% Variable
Foreign Transaction Fee
Yes
None Best
Recommended Credit Score
670-850
670-850
Southwest Rapid Rewards® Priority
Pros
- 7,500 anniversary points each year
- $75 annual Southwest travel credit
- 4 upgraded boardings per year
- Path to Companion Pass with enough spending
Cons
- $149 annual fee
- Only valuable for Southwest flyers
- Foreign transaction fee
Delta SkyMiles® Gold American Express Card
Pros
- Free first checked bag on Delta ($60+ per round trip)
- Priority boarding on Delta flights
- 2x on Delta, restaurants, and supermarkets
- No foreign transaction fee
Cons
- $150 annual fee
- Miles tied to Delta only
- Modest everyday earning rate (1x)
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