Southwest Rapid Rewards® Priority vs. Capital One Quicksilver Cash Rewards
Side-by-side comparison · Updated 2026 · Independently reviewed
Southwest Rapid Rewards® Priority
Chase
4.3
50,000 bonus points. 7,500 anniversary points. $75 travel credit.
Full review →
Capital One Quicksilver Cash Rewards
Capital One
4.5
1.5% cash back on every purchase. No annual fee. No foreign transaction fee.
Full review →WealthSpott Verdict
Capital One Quicksilver Cash Rewards wins on more measurable categories — particularly annual cost. Southwest Rapid Rewards® Priority may still win for your wallet depending on your spending patterns.
Feature
Southwest Rapid Rewards®
Capital One Quicksilver
Annual Fee
$149/yr
$0 Best
Sign-up Bonus
50,000 points
$200
Rewards Rate
1x-3x
1.5%
Rewards Type
Points
Cash Back
0% Intro APR
N/A
0% for 15 months
Regular APR
21.49%-28.49% Variable
19.99%-29.99% Variable Best
Foreign Transaction Fee
Yes
None Best
Recommended Credit Score
670-850
670-850
Southwest Rapid Rewards® Priority
Pros
- 7,500 anniversary points each year
- $75 annual Southwest travel credit
- 4 upgraded boardings per year
- Path to Companion Pass with enough spending
Cons
- $149 annual fee
- Only valuable for Southwest flyers
- Foreign transaction fee
Capital One Quicksilver Cash Rewards
Pros
- 1.5% cash back on every purchase
- No annual fee and no foreign transaction fee
- 0% intro APR for 15 months
Cons
- No bonus categories for heavy spenders
- 1.5% rate trails the best flat-rate cards at 2%
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