Southwest Rapid Rewards® Priority vs. Blue Cash Preferred® Card from American Express

Side-by-side comparison · Updated 2026 · Independently reviewed

Chase logo
Southwest Rapid Rewards® Priority
Chase
4.3

50,000 bonus points. 7,500 anniversary points. $75 travel credit.

Full review →
American Express logo
Blue Cash Preferred® Card from American Express
American Express
4.6

6% at U.S. supermarkets (up to $6k/yr). 6% on select streaming.

Full review →
WealthSpott Verdict

Blue Cash Preferred® Card from American Express wins on more measurable categories — particularly annual cost. Southwest Rapid Rewards® Priority may still win for your wallet depending on your spending patterns.

Feature
Southwest Rapid Rewards®
Blue Cash Preferred®
Annual Fee
$149/yr
$95/yr Best
Sign-up Bonus
50,000 points
$350
Rewards Rate
1x-3x
1%-6%
Rewards Type
Points
Cash Back
0% Intro APR
N/A
0% for 12 months
Regular APR
21.49%-28.49% Variable
19.24%-29.99% Variable Best
Foreign Transaction Fee
Yes
Yes
Recommended Credit Score
670-850
670-850
Southwest Rapid Rewards® Priority
Pros
  • 7,500 anniversary points each year
  • $75 annual Southwest travel credit
  • 4 upgraded boardings per year
  • Path to Companion Pass with enough spending
Cons
  • $149 annual fee
  • Only valuable for Southwest flyers
  • Foreign transaction fee
Full review
Blue Cash Preferred® Card from American Express
Pros
  • 6% back at U.S. supermarkets (up to $6k/year)
  • 6% on select streaming subscriptions
  • $0 intro annual fee for first year
Cons
  • $95 annual fee after first year
  • 6% grocery bonus caps at $6,000/year
  • Foreign transaction fee
Full review

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