ChaseBest for United flyers
United℠ Explorer Card
Annual Fee
$95/yr
Rewards Rate
1x-2x
Intro Offer
60,000 miles
Regular APR
22.49%-29.49% Variable
United℠ Explorer Card
United℠ Explorer Card
Free 1st + 2nd checked bags. 60,000-mile bonus. 2x on United, dining, hotel.
Our take
Free first and second checked bags, priority boarding, and 2x on United, dining, and hotels. The $95 fee pays for itself with just a few United flights per year through bag fee savings.
Highlights
What we like
Free first and second checked bags on United
60,000-mile sign-up bonus
Two United Club passes per year
2x on United, dining, and hotels
The trade-off
$95 annual fee
Miles tied to United/Star Alliance
Standard 1x earning on non-bonus purchases
Is this card right for you?
Answer a few quick questions — we'll tell you if it fits your spending habits and credit profile.
Full details
Rewards & Perks
| Rewards rate | 1x-2x |
| Rewards type | Miles |
| Bonus categories | 2x on United purchases2x on dining2x on hotel1x on all |
| Welcome offer | 60,000 miles |
| Offer requirements | after $3,000 spend in first 3 months |
Fees & APR
| Annual fee | $95/year |
| Intro APR (purchases) | N/A |
| Ongoing APR | 22.49%-29.49% Variable |
| Foreign transaction fee | None |
Eligibility
| Recommended credit score | 670-850 |
Frequently asked questions
What credit score do I need?
This card typically requires a 670-850 credit score. Building or maintaining good credit before applying improves your approval odds.
Are there foreign transaction fees?
No — this card has no foreign transaction fee, making it an excellent choice for international travel and purchases.
How do I earn the welcome offer?
after $3,000 spend in first 3 months
Can I product-change or upgrade this card?
Many issuers allow product changes within the same card family. Contact the issuer directly after 12 months of card membership to ask about upgrade options.
United℠ Explorer Card