Capital OneBest for Lower deposit
Capital One Platinum Secured
Annual Fee
$0
Rewards Rate
0%
Intro Offer
None
Regular APR
29.99% Variable
Capital One Platinum Secured
Capital One Platinum Secured
Secured card with flexible deposit. Consider for credit building.
Our take
Lower minimum deposit than many secured cards. No annual fee. May qualify for a higher credit line after 6 months of on-time payments.
Is this card right for you?
Answer a few quick questions — we'll tell you if it fits your spending habits and credit profile.
Full details
Rewards & Perks
| Rewards rate | 0% |
| Rewards type | None |
| Bonus categories | |
| Welcome offer | None |
Fees & APR
| Annual fee | $0 |
| Intro APR (purchases) | N/A |
| Ongoing APR | 29.99% Variable |
| Foreign transaction fee | None |
Eligibility
| Recommended credit score | 300-669 |
Frequently asked questions
What credit score do I need?
This card typically requires a 300-669 credit score. Building or maintaining good credit before applying improves your approval odds.
Are there foreign transaction fees?
No — this card has no foreign transaction fee, making it an excellent choice for international travel and purchases.
How do I earn the welcome offer?
You need to meet spending requirements to earn: None. Terms apply — check the issuer's site for exact details.
Can I product-change or upgrade this card?
Many issuers allow product changes within the same card family. Contact the issuer directly after 12 months of card membership to ask about upgrade options.
Capital One Platinum Secured