Marriott Bonvoy Boundless® vs. Capital One Quicksilver Secured Cash Rewards
Side-by-side comparison · Updated 2026 · Independently reviewed
Marriott Bonvoy Boundless®
Chase
4.4
3 free night awards. 6x at Marriott. Annual free night certificate.
Full review →Capital One Quicksilver Secured Cash Rewards
Capital One
4.5
1.5% cash back on every purchase. No annual fee. $200 minimum deposit.
Full review →WealthSpott Verdict
Marriott Bonvoy Boundless® and Capital One Quicksilver Secured Cash Rewards are closely matched. The right choice depends on your top spending categories and whether you'll use each card's perks.
Feature
Marriott Bonvoy Boundless®
Capital One Quicksilver
Annual Fee
$95/yr
$0 Best
Sign-up Bonus
3 free night awards
None
Rewards Rate
2x-6x
1.5% on all purchases
Rewards Type
Points
Cash Back
0% Intro APR
N/A
None
Regular APR
21.49%-28.49% Variable Best
29.99%
Foreign Transaction Fee
None
—
Recommended Credit Score
670-850
No credit or rebuilding
Marriott Bonvoy Boundless®
Pros
- 3 free night awards as sign-up bonus
- Annual free night certificate (up to 35k points)
- 6x at Marriott properties
- Automatic Silver Elite status
Cons
- $95 annual fee
- Rewards tied to Marriott ecosystem only
- Points devaluation risk with award chart changes
Capital One Quicksilver Secured Cash Rewards
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