Citi
Citi Custom Cash® Card
Annual Fee
$0
Rewards Rate
1%-5%
Intro Offer
$200
Regular APR
19.24%–29.99%+
Automatically earns 5% on your top spending category (up to $500/quarter). Great for gas, groceries, or dining depending on your habits.
Save at the pump with cards that earn 3%–5% back on gas station purchases.
Citi
Annual Fee
$0
Rewards Rate
1%-5%
Intro Offer
$200
Regular APR
19.24%–29.99%+
Automatically earns 5% on your top spending category (up to $500/quarter). Great for gas, groceries, or dining depending on your habits.
American Express
Rewards Rate
1%-6%
Annual Fee
$95
Intro Offer
$350
Regular APR
19.24%–29.99%+
Unmatched 6% back at U.S. supermarkets (up to $6,000/year) and streaming services. The $95 annual fee pays for itself quickly for families spending $200+/month on groceries.
American Express
Annual Fee
$0
Rewards Rate
1%-3%
Intro Offer
None
Regular APR
19.24%–29.99%+
Strong category bonuses for everyday spending with no annual fee. Good for families and commuters.
Bank of America
Annual Fee
$0
Rewards Rate
1%-3%
Intro Offer
$200
Regular APR
19.24%–29.24%+
Pick your own 3% category from gas, online shopping, dining, travel, drugstores, or home improvement. 2% on groceries and wholesale clubs. Preferred Rewards members can boost rates up to 75%.
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