Chase Sapphire Reserve® vs. AAdvantage® Aviator® Red World Elite Mastercard®
Side-by-side comparison · Updated 2026 · Independently reviewed
Chase Sapphire Reserve®
Chase
4.7
10x on Chase Travel. $300 travel credit. Priority Pass lounge access.
Full review →
AAdvantage® Aviator® Red World Elite Mastercard®
Barclays
4.0
60,000-mile bonus after first purchase. Free checked bag on AA flights.
Full review →WealthSpott Verdict
AAdvantage® Aviator® Red World Elite Mastercard® wins on more measurable categories — particularly annual cost. Chase Sapphire Reserve® may still win for your wallet depending on your spending patterns.
Feature
Chase Sapphire Reserve®
AAdvantage® Aviator® Red
Annual Fee
$550/yr
$99/yr Best
Sign-up Bonus
60,000 points
60,000 miles
Rewards Rate
1x-10x
1x-2x
Rewards Type
Points
Miles
0% Intro APR
N/A
N/A
Regular APR
22.49%-29.49% Variable
21.49%-29.49% Variable Best
Foreign Transaction Fee
None
None
Recommended Credit Score
720-850
670-850
Chase Sapphire Reserve®
Pros
- $300 annual travel credit offsets fee
- 10x on Chase Travel portal purchases
- Priority Pass lounge access worldwide
- 3x on dining and travel outside Chase portal
Cons
- $550 annual fee — one of the highest
- Overkill if you don't travel frequently
- Annual fee was recently raised from $450
AAdvantage® Aviator® Red World Elite Mastercard®
Pros
- 60,000-mile bonus after just one purchase
- Free first checked bag on AA flights
- Preferred boarding on American Airlines
- No foreign transaction fee
Cons
- $99 annual fee
- Low everyday earning rate (1x on most)
- Miles tied to American Airlines only
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