Chase Sapphire Preferred® Card vs. Capital One Venture X Rewards Credit Card
Side-by-side comparison · Updated 2026 · Independently reviewed
Chase Sapphire Preferred® Card
Chase
4.8
Earn 60,000 bonus points. Strong travel and dining rewards.
Full review →
Capital One Venture X Rewards Credit Card
Capital One
4.7
2x miles on everything. $300 travel credit. Premium perks.
Full review →WealthSpott Verdict
Chase Sapphire Preferred® Card and Capital One Venture X Rewards Credit Card are closely matched. The right choice depends on your top spending categories and whether you'll use each card's perks.
Feature
Chase Sapphire Preferred®
Capital One Venture
Annual Fee
$95/yr Best
$395/yr
Sign-up Bonus
60,000 points
75,000 miles
Rewards Rate
1x-5x
2x-10x
Rewards Type
Points
Miles
0% Intro APR
N/A
N/A
Regular APR
21.49%-28.49% Variable
19.99%-29.99% Variable Best
Foreign Transaction Fee
None
None
Recommended Credit Score
670-850
670-850
Chase Sapphire Preferred® Card
Pros
- Valuable sign-up bonus (60k points)
- 3x on dining and travel
- No foreign transaction fee
Cons
- $95 annual fee
- Points worth more when redeemed for travel through Chase
Capital One Venture X Rewards Credit Card
Pros
- $300 annual travel credit offsets fee
- 2x miles on every purchase
- Premium perks: lounge access, TSA PreCheck credit
Cons
- $395 annual fee
- Best for frequent travelers
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