Chase Sapphire Preferred® Card vs. Capital One Quicksilver Secured Cash Rewards
Side-by-side comparison · Updated 2026 · Independently reviewed
Chase Sapphire Preferred® Card
Chase
4.8
Earn 60,000 bonus points. Strong travel and dining rewards.
Full review →
Capital One Quicksilver Secured Cash Rewards
Capital One
4.5
1.5% cash back on every purchase. No annual fee. $200 minimum deposit.
Full review →WealthSpott Verdict
Chase Sapphire Preferred® Card and Capital One Quicksilver Secured Cash Rewards are closely matched. The right choice depends on your top spending categories and whether you'll use each card's perks.
Feature
Chase Sapphire Preferred®
Capital One Quicksilver
Annual Fee
$95/yr
$0 Best
Sign-up Bonus
60,000 points
None
Rewards Rate
1x-5x
1.5% on all purchases
Rewards Type
Points
Cash Back
0% Intro APR
N/A
None
Regular APR
21.49%-28.49% Variable Best
29.99%
Foreign Transaction Fee
None
—
Recommended Credit Score
670-850
No credit or rebuilding
Chase Sapphire Preferred® Card
Pros
- Valuable sign-up bonus (60k points)
- 3x on dining and travel
- No foreign transaction fee
Cons
- $95 annual fee
- Points worth more when redeemed for travel through Chase
Capital One Quicksilver Secured Cash Rewards
Not sure which card is right for you?
Browse all credit cards