Chase Ink Business Preferred® vs. Southwest Rapid Rewards® Priority

Side-by-side comparison · Updated 2026 · Independently reviewed

Chase logo
Chase Ink Business Preferred®
Chase
4.8

100,000-point bonus. 3x on travel, shipping, advertising.

Full review →
Chase logo
Southwest Rapid Rewards® Priority
Chase
4.3

50,000 bonus points. 7,500 anniversary points. $75 travel credit.

Full review →
WealthSpott Verdict

Chase Ink Business Preferred® wins on more measurable categories — particularly annual cost. Southwest Rapid Rewards® Priority may still win for your wallet depending on how you spend.

Feature
Chase Ink Business
Southwest Rapid Rewards®
Annual Fee
$95/yr Best
$149/yr
Sign-up Bonus
100,000 points
50,000 points
Rewards Rate
1x-3x
1x-3x
Rewards Type
Points
Points
0% Intro APR
N/A
N/A
Regular APR
21.24%-26.24% Variable Best
21.49%-28.49% Variable
Foreign Transaction Fee
None Best
Yes
Recommended Credit Score
720-850
670-850
Chase Ink Business Preferred®
Pros
  • 100,000-point bonus worth $1,250+ in travel
  • 3x on travel, shipping, and advertising
  • Points transfer to airline and hotel partners
  • No foreign transaction fees
Cons
  • $8,000 minimum spend for bonus
  • Requires a business (sole proprietor OK)
  • $95 annual fee
Full review
Southwest Rapid Rewards® Priority
Pros
  • 7,500 anniversary points each year
  • $75 annual Southwest travel credit
  • 4 upgraded boardings per year
  • Path to Companion Pass with enough spending
Cons
  • $149 annual fee
  • Only valuable for Southwest flyers
  • Foreign transaction fee
Full review

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