Chase Ink Business Preferred® vs. Capital One Quicksilver Secured Cash Rewards
Side-by-side comparison · Updated 2026 · Independently reviewed
Chase Ink Business Preferred®
Chase
4.8
100,000-point bonus. 3x on travel, shipping, advertising.
Full review →
Capital One Quicksilver Secured Cash Rewards
Capital One
4.5
1.5% cash back on every purchase. No annual fee. $200 minimum deposit.
Full review →WealthSpott Verdict
Chase Ink Business Preferred® and Capital One Quicksilver Secured Cash Rewards are closely matched. The right choice depends on your top spending categories and whether you'll use each card's perks.
Feature
Chase Ink Business
Capital One Quicksilver
Annual Fee
$95/yr
$0 Best
Sign-up Bonus
100,000 points
None
Rewards Rate
1x-3x
1.5% on all purchases
Rewards Type
Points
Cash Back
0% Intro APR
N/A
None
Regular APR
21.24%-26.24% Variable Best
29.99%
Foreign Transaction Fee
None
—
Recommended Credit Score
720-850
No credit or rebuilding
Chase Ink Business Preferred®
Pros
- 100,000-point bonus worth $1,250+ in travel
- 3x on travel, shipping, and advertising
- Points transfer to airline and hotel partners
- No foreign transaction fees
Cons
- $8,000 minimum spend for bonus
- Requires a business (sole proprietor OK)
- $95 annual fee
Capital One Quicksilver Secured Cash Rewards
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