Capital One Venture X Rewards Credit Card vs. Delta SkyMiles® Gold American Express Card
Side-by-side comparison · Updated 2026 · Independently reviewed
Capital One Venture X Rewards Credit Card
Capital One
4.7
2x miles on everything. $300 travel credit. Premium perks.
Full review →
Delta SkyMiles® Gold American Express Card
American Express
4.1
Free first checked bag. 2x on Delta, restaurants, supermarkets.
Full review →WealthSpott Verdict
Capital One Venture X Rewards Credit Card and Delta SkyMiles® Gold American Express Card are closely matched. The right choice depends on your top spending categories and whether you'll use each card's perks.
Feature
Capital One Venture
Delta SkyMiles® Gold
Annual Fee
$395/yr
$150/yr Best
Sign-up Bonus
75,000 miles
40,000 miles
Rewards Rate
2x-10x
1x-2x
Rewards Type
Miles
Miles
0% Intro APR
N/A
N/A
Regular APR
19.99%-29.99% Variable Best
21.49%-29.49% Variable
Foreign Transaction Fee
None
None
Recommended Credit Score
670-850
670-850
Capital One Venture X Rewards Credit Card
Pros
- $300 annual travel credit offsets fee
- 2x miles on every purchase
- Premium perks: lounge access, TSA PreCheck credit
Cons
- $395 annual fee
- Best for frequent travelers
Delta SkyMiles® Gold American Express Card
Pros
- Free first checked bag on Delta ($60+ per round trip)
- Priority boarding on Delta flights
- 2x on Delta, restaurants, and supermarkets
- No foreign transaction fee
Cons
- $150 annual fee
- Miles tied to Delta only
- Modest everyday earning rate (1x)
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