Capital One Venture X Rewards Credit Card vs. Chase Ink Business Preferred®
Side-by-side comparison · Updated 2026 · Independently reviewed
Capital One Venture X Rewards Credit Card
Capital One
4.7
2x miles on everything. $300 travel credit. Premium perks.
Full review →
Chase Ink Business Preferred®
Chase
4.8
100,000-point bonus. 3x on travel, shipping, advertising.
Full review →WealthSpott Verdict
Capital One Venture X Rewards Credit Card and Chase Ink Business Preferred® are closely matched. The right choice depends on your top spending categories and whether you'll use each card's perks.
Feature
Capital One Venture
Chase Ink Business
Annual Fee
$395/yr
$95/yr Best
Sign-up Bonus
75,000 miles
100,000 points
Rewards Rate
2x-10x
1x-3x
Rewards Type
Miles
Points
0% Intro APR
N/A
N/A
Regular APR
19.99%-29.99% Variable Best
21.24%-26.24% Variable
Foreign Transaction Fee
None
None
Recommended Credit Score
670-850
720-850
Capital One Venture X Rewards Credit Card
Pros
- $300 annual travel credit offsets fee
- 2x miles on every purchase
- Premium perks: lounge access, TSA PreCheck credit
Cons
- $395 annual fee
- Best for frequent travelers
Chase Ink Business Preferred®
Pros
- 100,000-point bonus worth $1,250+ in travel
- 3x on travel, shipping, and advertising
- Points transfer to airline and hotel partners
- No foreign transaction fees
Cons
- $8,000 minimum spend for bonus
- Requires a business (sole proprietor OK)
- $95 annual fee
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