Capital One Venture X Rewards Credit Card vs. American Express® Gold Card
Side-by-side comparison · Updated 2026 · Independently reviewed
Capital One Venture X Rewards Credit Card
Capital One
4.7
2x miles on everything. $300 travel credit. Premium perks.
Full review →
American Express® Gold Card
American Express
4.7
4x at restaurants and U.S. supermarkets. $120 dining credit.
Full review →WealthSpott Verdict
Capital One Venture X Rewards Credit Card and American Express® Gold Card are closely matched. The right choice depends on your top spending categories and whether you'll use each card's perks.
Feature
Capital One Venture
American Express® Gold
Annual Fee
$395/yr
$250/yr Best
Sign-up Bonus
75,000 miles
60,000 points
Rewards Rate
2x-10x
1x-4x
Rewards Type
Miles
Points
0% Intro APR
N/A
N/A
Regular APR
19.99%-29.99% Variable Best
See terms
Foreign Transaction Fee
None
None
Recommended Credit Score
670-850
670-850
Capital One Venture X Rewards Credit Card
Pros
- $300 annual travel credit offsets fee
- 2x miles on every purchase
- Premium perks: lounge access, TSA PreCheck credit
Cons
- $395 annual fee
- Best for frequent travelers
American Express® Gold Card
Pros
- 4x at restaurants worldwide and U.S. supermarkets
- $120 dining credit + $120 Uber credit annually
- No foreign transaction fee
Cons
- $250 annual fee
- Credits require specific merchants to maximise
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