Capital One Quicksilver Secured Cash Rewards vs. Capital One QuicksilverOne
Side-by-side comparison · Updated 2026 · Independently reviewed
Capital One Quicksilver Secured Cash Rewards
Capital One
4.5
1.5% cash back on every purchase. No annual fee. $200 minimum deposit.
Full review →Capital One QuicksilverOne
Capital One
4.4
1.5% cash back on every purchase. No annual fee.
Full review →WealthSpott Verdict
Capital One QuicksilverOne wins on more measurable categories — particularly annual cost. Capital One Quicksilver Secured Cash Rewards may still win for your wallet depending on your spending patterns.
Feature
Capital One Quicksilver
Capital One QuicksilverOne
Annual Fee
$0
$0
Sign-up Bonus
None
None
Rewards Rate
1.5% on all purchases
1.5%
Rewards Type
Cash Back
Cash Back
0% Intro APR
None
0% for 15 months
Regular APR
29.99%
19.99%-29.99% Variable Best
Foreign Transaction Fee
—
None
Recommended Credit Score
No credit or rebuilding
580-740
Capital One Quicksilver Secured Cash Rewards
Capital One QuicksilverOne
Pros
- Simple 1.5% on everything
- No foreign transaction fee
Cons
- No sign-up bonus
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