Capital One Quicksilver Secured Cash Rewards vs. Capital One Quicksilver Cash Rewards

Side-by-side comparison · Updated 2026 · Independently reviewed

Capital One logo
Capital One Quicksilver Secured Cash Rewards
Capital One
4.5

1.5% cash back on every purchase. No annual fee. $200 minimum deposit.

Full review →
Capital One logo
Capital One Quicksilver Cash Rewards
Capital One
4.5

1.5% cash back on every purchase. No annual fee. No foreign transaction fee.

Full review →
WealthSpott Verdict

Capital One Quicksilver Cash Rewards wins on more measurable categories — particularly annual cost. Capital One Quicksilver Secured Cash Rewards may still win for your wallet depending on your spending patterns.

Feature
Capital One Quicksilver
Capital One Quicksilver
Annual Fee
$0
$0
Sign-up Bonus
None
$200
Rewards Rate
1.5% on all purchases
1.5%
Rewards Type
Cash Back
Cash Back
0% Intro APR
None
0% for 15 months
Regular APR
29.99%
19.99%-29.99% Variable Best
Foreign Transaction Fee
—
None
Recommended Credit Score
No credit or rebuilding
670-850
Capital One Quicksilver Secured Cash Rewards
Full review
Capital One Quicksilver Cash Rewards
Pros
  • 1.5% cash back on every purchase
  • No annual fee and no foreign transaction fee
  • 0% intro APR for 15 months
Cons
  • No bonus categories for heavy spenders
  • 1.5% rate trails the best flat-rate cards at 2%
Full review

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