Capital One Platinum Secured vs. Capital One QuicksilverOne

Side-by-side comparison · Updated 2026 · Independently reviewed

Capital One logo
Capital One Platinum Secured
Capital One
4.2

Secured card with flexible deposit. Consider for credit building.

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Capital One logo
Capital One QuicksilverOne
Capital One
4.4

1.5% cash back on every purchase. No annual fee.

Full review →
WealthSpott Verdict

Capital One QuicksilverOne wins on more measurable categories — particularly annual cost. Capital One Platinum Secured may still win for your wallet depending on your spending patterns.

Feature
Capital One Platinum
Capital One QuicksilverOne
Annual Fee
$0
$0
Sign-up Bonus
None
None
Rewards Rate
0%
1.5%
Rewards Type
None
Cash Back
0% Intro APR
N/A
0% for 15 months
Regular APR
29.99% Variable
19.99%-29.99% Variable Best
Foreign Transaction Fee
None
None
Recommended Credit Score
300-669
580-740
Capital One Platinum Secured
Full review
Capital One QuicksilverOne
Pros
  • Simple 1.5% on everything
  • No foreign transaction fee
Cons
  • No sign-up bonus
Full review

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