Capital One Platinum Secured vs. American Express Blue Business Cash Card
Side-by-side comparison · Updated 2026 · Independently reviewed
Capital One Platinum Secured
Capital One
4.2
Secured card with flexible deposit. Consider for credit building.
Full review →
American Express Blue Business Cash Card
American Express
4.7
Simple 2% cash back on all purchases up to $50k/year. No annual fee.
Full review →WealthSpott Verdict
American Express Blue Business Cash Card wins on more measurable categories — particularly annual cost. Capital One Platinum Secured may still win for your wallet depending on your spending patterns.
Feature
Capital One Platinum
American Express Blue
Annual Fee
$0
$0
Sign-up Bonus
None
$250 statement credit after $3k spend in 3 months
Rewards Rate
0%
2% on first $50k then 1%
Rewards Type
None
Cash Back
0% Intro APR
N/A
None
Regular APR
29.99% Variable
18.49%-26.49% Best
Foreign Transaction Fee
None
—
Recommended Credit Score
300-669
670+
Capital One Platinum Secured
American Express Blue Business Cash Card
Not sure which card is right for you?
Browse all credit cards