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© 2026 WealthSpott. Independent reviews, no sponsored rankings.

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CompareCredit CardsBusiness

Best Business Credit Cards of 2026

Maximize rewards on advertising, shipping, travel, and other business expenses.

Independently reviewed · Verified April 2026 · No sponsored rankings
All categories
Editor's Choice

Chase

Chase Ink Business Preferred®

4.8

Rewards Rate

1x-3x

Best

Annual Fee

$95

Intro Offer

100K pts

Regular APR

21.24%–26.24%+

Massive 100,000-point sign-up bonus and 3x on travel, shipping, and advertising (up to $150k/year). Points transfer to airline partners. The $95 fee is modest for this level of rewards.

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American Express

American Express® Business Gold Card

4.4

Rewards Rate

1x-4x

Best

Annual Fee

$375

Intro Offer

100K pts

Regular APR

19.49%–27.49%+

Automatically earns 4x on your top two spending categories each month (airfare, advertising, gas, shipping, tech, dining). Flexible points transfer to airline partners. Best for businesses with concentrated spend.

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Capital One

Capital One Spark Cash Plus

4.3

Rewards Rate

2%

Best

Annual Fee

$150

Intro Offer

Up to $1,200

Regular APR

N/A

Flat 2% unlimited cash back on all business purchases with no category restrictions. A charge card (must pay in full monthly), which enforces discipline but limits flexibility. Great for high-volume businesses.

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