Bank of America® Travel Rewards credit card vs. U.S. Bank Altitude® Go Visa Signature®
Side-by-side comparison · Updated 2026 · Independently reviewed
Bank of America® Travel Rewards credit card
Bank of America
4.2
1.5x points on all purchases. No annual fee. No foreign transaction fee.
Full review →
U.S. Bank Altitude® Go Visa Signature®
U.S. Bank
4.4
4x on dining. 2x on groceries, streaming, gas. No annual fee.
Full review →WealthSpott Verdict
Bank of America® Travel Rewards credit card and U.S. Bank Altitude® Go Visa Signature® are closely matched. The right choice depends on your top spending categories and whether you'll use each card's perks.
Feature
Bank of America®
U.S. Bank Altitude®
Annual Fee
$0
$0
Sign-up Bonus
25,000 points
20,000 points
Rewards Rate
1.5x
1x-4x
Rewards Type
Points
Points
0% Intro APR
0% for 15 billing cycles
0% for 15 billing cycles
Regular APR
19.24%-27.24% Variable
19.24%-29.24% Variable
Foreign Transaction Fee
None
None
Recommended Credit Score
670-850
670-850
Bank of America® Travel Rewards credit card
Pros
- 1.5x on all purchases with no annual fee
- No foreign transaction fee
- 0% intro APR for 15 billing cycles
Cons
- Lower earning rate than premium travel cards
- Points only redeem as travel statement credits
U.S. Bank Altitude® Go Visa Signature®
Pros
- 4x on dining with no annual fee
- No foreign transaction fee
- 2x on groceries, streaming, and gas
- 0% intro APR for 15 billing cycles
Cons
- Points value is lower than Chase or Amex
- US Bank has fewer transfer partners
- Lower sign-up bonus than competitors
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