Huntington Perks Checking
APY
0.02%
Min. to Open
None required
Monthly Fee
$10/month
Welcome Bonus
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Huntington Perks Checking
Huntington Perks Checking
Midwest-focused with overdraft grace. April 2026.
Our take
Useful tools like 24-hour grace on overdrafts in select markets.
Highlights
What we like
Competitive for April 2026
FDIC insured (typical for US banks)
The trade-off
Confirm live rate and offer on issuer site
Is this account right for you?
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Full details
Rate & Earnings
| APY | 0.02% |
Fees & Requirements
| Monthly fee | $10/month |
| Fee waiver | $1,000+ total relationship balance |
| Minimum to open | None required |
Features
| FDIC insured | FDIC insured |
| Mobile app | Mobile app |
| ATM access | ATM access |
| Check writing | Check writing |
Frequently asked questions
What is the current APY on this account?
The current APY is 0.02%. Rates are variable and may change. Check the bank's site for the most current rate.
Is my money protected?
Yes — this account is FDIC insured up to $250,000 per depositor, per institution. Your money is safe even if the bank fails.
How do I access my money?
ATM withdrawals are available. Check writing is supported. You can transfer funds electronically to a linked checking account, typically within 1–3 business days.
How do I avoid the monthly fee?
The monthly fee of $10 can be waived if you $1,000+ total relationship balance.
Huntington Perks Checking