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CompareCDsIn Wisconsin

Best CD Rates in Wisconsin (2026)

15 top-rated certificates of deposit available to Wisconsin residents. Top APY: 4.45%. All FDIC-insured, available nationwide.

1
Openbank 12-Month CD
Openbank
4.5
4.45%
APY
FDIC insured

4.45% APY; 12-month. April 2026.

Full review →Open CD
2
Peak Bank 12-Month CD
Peak Bank
4.4
4.42%
APY
FDIC insured

4.42% APY; 12-month. April 2026.

Full review →Open CD
3
Vio Bank 12-Month CD
Vio Bank
4.4
4.38%
APY
FDIC insured

4.38% APY; 12-month. April 2026.

Full review →Open CD
4
Marcus 12-Month CD
Marcus by Goldman Sachs
4.5
4.35%
APY
FDIC insured

4.35% APY; 12-month. April 2026.

Full review →Open CD
5
CIT Bank 13-Month CD
CIT Bank
4.4
4.40%
APY
FDIC insured

4.40% APY; 13-month promo. April 2026.

Full review →Open CD
6
Discover 12-Month CD
Discover Bank
4.4
4.30%
APY
FDIC insured

4.30% APY; 12-month. April 2026.

Full review →Open CD
7
Capital One 360 12-Month CD
Capital One
4.3
4.25%
APY
FDIC insured

4.25% APY; 12-month. April 2026.

Full review →Open CD
8
American Express 12-Month CD
American Express National Bank
4.3
4.22%
APY
FDIC insured

4.22% APY; 12-month. April 2026.

Full review →Open CD
9
Bread Savings 12-Month CD
Bread Savings
4.2
4.28%
APY
FDIC insured

4.28% APY; 12-month. April 2026.

Full review →Open CD
10
LendingClub 12-Month CD
LendingClub Bank
4.2
4.24%
APY
FDIC insured

4.24% APY; 12-month. April 2026.

Full review →Open CD
11
Barclays 24-Month CD
Barclays
4.2
4.20%
APY
FDIC insured

4.20% APY; 2-year. April 2026.

Full review →Open CD
12
Synchrony 18-Month CD
Synchrony Bank
4.3
4.28%
APY
FDIC insured

4.28% APY; 18-month. April 2026.

Full review →Open CD
13
EverBank 9-Month CD
EverBank
4.2
4.18%
APY
FDIC insured

4.18% APY; 9-month. April 2026.

Full review →Open CD
14
Ally Bank 6-Month CD
Ally Bank
4.3
4.15%
APY
FDIC insured

4.15% APY; 6-month term. April 2026.

Full review →Open CD
15
FNBO 60-Month CD
FNBO
4.0
4.10%
APY
FDIC insured

4.10% APY; 5-year. April 2026.

Full review →Open CD

Frequently asked questions

What are the best CD rates in Wisconsin?

Top CD rates available in Wisconsin reach 4.45% APY. Online banks typically offer higher CD rates than local banks because they have lower overhead. All CDs listed are FDIC-insured.

Are CDs a good investment in Wisconsin?

CDs are a safe, predictable investment available to Wisconsin residents. They're best for money you won't need for the CD's term (3 months to 5 years). Interest is taxable federally and potentially at the state level. Early withdrawal penalties apply if you withdraw before maturity.

All CD ratesSavings accounts in Wisconsin

FDIC insured up to $250K · APY as of Q1 2026 · Early withdrawal penalties may apply