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CompareBank BonusesIn Santa Fe, NM

Best Bank Bonuses in Santa Fe, NM (2026)

15 bank account bonuses available to Santa Fe, NM residents. Top bonus: $300 after direct deposit. All available nationwide — no local branch required.

COL index
99
1
Chase Total Checking $300 Bonus
Chase
4.5
$300 after direct deposit
bonus

$300 bonus after setting up direct deposit. Most accessible bank bonus available.

Full review →
2
Chase Total Checking $300 Bonus
Chase
4.6
$300 after qualifying direct deposit
bonus

$300 after direct deposit — April 2026 public offer.

Full review →Claim bonus
3
Capital One 360 Checking $350 Bonus
Capital One
4.5
$350 after two monthly direct deposits
bonus

$350 after two direct deposits — April 2026.

Full review →Claim bonus
4
Huntington Perks $600 Bonus
Huntington Bank
4.3
Up to $600 with qualifying direct deposits
bonus

Up to $600 with deposits — April 2026.

Full review →Claim bonus
5
U.S. Bank Smartly $800 Bonus
U.S. Bank
4.3
Up to $800 with qualifying direct deposits and balances
bonus

Up to $800 with deposits — April 2026 (tiered).

Full review →Claim bonus
6
First Citizens Checking $500 Bonus
First Citizens Bank
4.2
Up to $500 with qualifying direct deposits and balances
bonus

$500 with deposits — April 2026 (select markets).

Full review →Claim bonus
7
Wells Fargo Everyday Checking $325 Bonus
Wells Fargo
4.4
$325 after qualifying deposits (see offer rules)
bonus

$325 after deposits — April 2026.

Full review →Claim bonus
8
PNC Virtual Wallet $400 Bonus
PNC Bank
4.3
Up to $400 with qualifying direct deposit and balance tiers
bonus

Up to $400 with balance tiers — April 2026.

Full review →Claim bonus
9
Truist One Checking $400 Bonus
Truist Bank
4.2
$400 after qualifying direct deposits
bonus

$400 with direct deposits — April 2026.

Full review →Claim bonus
10
Bank of America Advantage $200 Bonus
Bank of America
4.2
$200 after qualifying direct deposits
bonus

$200 after direct deposit — April 2026.

Full review →Claim bonus
11
TD Bank Beyond Checking $300 Bonus
TD Bank
4.1
$300 after qualifying direct deposits
bonus

$300 with direct deposit — April 2026.

Full review →Claim bonus
12
Fifth Third Momentum $325 Bonus
Fifth Third Bank
4.0
$325 after qualifying direct deposits
bonus

$325 with direct deposit — April 2026.

Full review →Claim bonus
13
M&T EZ Choice $400 Bonus
M&T Bank
4.1
$400 after qualifying direct deposits and debit purchases
bonus

$400 with qualifying activity — April 2026.

Full review →Claim bonus
14
Citizens Quest $400 Bonus
Citizens Bank
4.0
$400 after qualifying direct deposits
bonus

$400 with payroll deposit — April 2026.

Full review →Claim bonus
15
BMO Smart Money $400 Bonus
BMO Bank
4.2
$400 after qualifying direct deposits
bonus

$400 with direct deposit — April 2026.

Full review →Claim bonus

Frequently asked questions

What are the best bank bonuses in Santa Fe, NM?

The top bank bonus available to Santa Fe, NM residents is $300 after direct deposit. Bank bonuses are available from online banks nationwide — no local branch required.

Are bank bonuses taxable in Santa Fe, NM?

Yes — bank account bonuses are considered taxable income by the IRS and must be reported on your federal tax return. The bank typically issues a 1099-INT or 1099-MISC. In NM, this income may also be subject to state income tax.

All bank bonusesChecking accounts in Santa Fe, NMSavings accounts in Santa Fe, NMBank bonuses in New Mexico

Bonus income is taxable · Requirements subject to change · Q1 2026