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CompareBank BonusesIn Maine

Best Bank Bonuses in Maine (2026)

15 bank account bonuses available to Maine residents. Top bonus: $300 after direct deposit. All available nationwide — no local branch required.

1
Chase Total Checking $300 Bonus
Chase
4.5
$300 after direct deposit
bonus

$300 bonus after setting up direct deposit. Most accessible bank bonus available.

Full review →
2
Chase Total Checking $300 Bonus
Chase
4.6
$300 after qualifying direct deposit
bonus

$300 after direct deposit — April 2026 public offer.

Full review →Claim bonus
3
Capital One 360 Checking $350 Bonus
Capital One
4.5
$350 after two monthly direct deposits
bonus

$350 after two direct deposits — April 2026.

Full review →Claim bonus
4
Huntington Perks $600 Bonus
Huntington Bank
4.3
Up to $600 with qualifying direct deposits
bonus

Up to $600 with deposits — April 2026.

Full review →Claim bonus
5
U.S. Bank Smartly $800 Bonus
U.S. Bank
4.3
Up to $800 with qualifying direct deposits and balances
bonus

Up to $800 with deposits — April 2026 (tiered).

Full review →Claim bonus
6
First Citizens Checking $500 Bonus
First Citizens Bank
4.2
Up to $500 with qualifying direct deposits and balances
bonus

$500 with deposits — April 2026 (select markets).

Full review →Claim bonus
7
Wells Fargo Everyday Checking $325 Bonus
Wells Fargo
4.4
$325 after qualifying deposits (see offer rules)
bonus

$325 after deposits — April 2026.

Full review →Claim bonus
8
PNC Virtual Wallet $400 Bonus
PNC Bank
4.3
Up to $400 with qualifying direct deposit and balance tiers
bonus

Up to $400 with balance tiers — April 2026.

Full review →Claim bonus
9
Truist One Checking $400 Bonus
Truist Bank
4.2
$400 after qualifying direct deposits
bonus

$400 with direct deposits — April 2026.

Full review →Claim bonus
10
Bank of America Advantage $200 Bonus
Bank of America
4.2
$200 after qualifying direct deposits
bonus

$200 after direct deposit — April 2026.

Full review →Claim bonus
11
TD Bank Beyond Checking $300 Bonus
TD Bank
4.1
$300 after qualifying direct deposits
bonus

$300 with direct deposit — April 2026.

Full review →Claim bonus
12
Fifth Third Momentum $325 Bonus
Fifth Third Bank
4.0
$325 after qualifying direct deposits
bonus

$325 with direct deposit — April 2026.

Full review →Claim bonus
13
M&T EZ Choice $400 Bonus
M&T Bank
4.1
$400 after qualifying direct deposits and debit purchases
bonus

$400 with qualifying activity — April 2026.

Full review →Claim bonus
14
Citizens Quest $400 Bonus
Citizens Bank
4.0
$400 after qualifying direct deposits
bonus

$400 with payroll deposit — April 2026.

Full review →Claim bonus
15
BMO Smart Money $400 Bonus
BMO Bank
4.2
$400 after qualifying direct deposits
bonus

$400 with direct deposit — April 2026.

Full review →Claim bonus

Frequently asked questions

What are the best bank bonuses in Maine?

The top bank bonus available to Maine residents is $300 after direct deposit. Bank bonuses are available from online banks nationwide — no local branch required.

Are bank bonuses taxable in Maine?

Yes — bank account bonuses are considered taxable income by the IRS and must be reported on your federal tax return. The bank typically issues a 1099-INT or 1099-MISC. In ME, this income may also be subject to state income tax.

All bank bonusesChecking accounts in MaineSavings accounts in Maine

Bonus income is taxable · Requirements subject to change · Q1 2026