$100K in Wilmington = $94,624 in Sioux Falls

Your $100K salary in Wilmington (COL 93) has the same purchasing power as $94,624 in Sioux Falls (COL 88). Sioux Falls is cheaper โ€” your money goes 5% further there.

$100K in Wilmington, NC
$5,946/mo take-home
Rent: $1,550/mo (26% of take-home)
Comfortable
$94,624/yr in Sioux Falls, SD
$5,981/mo take-home
Rent: $1,250/mo (21% of take-home)
Very comfortable

Budget breakdown โ€” $100K in both cities

What $100K actually buys you in each city after taxes and core expenses.

Expense
Wilmington
$100K
Sioux Falls
$100K (same salary)
Monthly take-home$5,946$6,321
1BR rent$1,550$1,250
Groceries$372$365
Transport$45$42
Utilities$158$155
Internet$62$60
Left after essentials$3,759/month$4,449/month
To match your Wilmington purchasing power in Sioux Falls, you'd need to earn $94,624/year (5% less than $100K). At that salary, you'd have $4,109/mo left after essentials โ€” vs $3,759/mo in Wilmington.

Frequently asked questions

What is $100K in Wilmington equivalent to in Sioux Falls?

$100K in Wilmington (COL index 93) has the same purchasing power as $94,624 in Sioux Falls (COL index 88). That's 5% less than your current salary.

If I move from Wilmington to Sioux Falls keeping my $100K salary, will I be better off?

Yes. If you keep earning $100K after moving to Sioux Falls, you'd have $690 more per month after core expenses โ€” because Sioux Falls is cheaper than Wilmington.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $100K ร— (88 รท 93) = $94,624. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only