$120K in West Palm Beach = $56,410 in Kraków

Your $120K salary in West Palm Beach (COL 117) has the same purchasing power as $56,410 in Kraków (COL 55). Kraków is cheaper — your money goes 53% further there.

$120K in West Palm Beach, FL
$7,155/mo take-home
Rent: $2,400/mo (34% of take-home)
Manageable
$56,410/yr in Kraków, PL
$3,001/mo take-home
Rent: $750/mo (25% of take-home)
Comfortable

Budget breakdown — $120K in both cities

What $120K actually buys you in each city after taxes and core expenses.

Expense
West Palm Beach
$120K
Kraków
$120K (same salary)
Monthly take-home$7,155$5,955
1BR rent$2,400$750
Groceries$403$380
Transport$112$150
Utilities$200$90
Internet$70$25
Left after essentials$3,970/month$4,560/month
To match your West Palm Beach purchasing power in Kraków, you'd need to earn $56,410/year (53% less than $120K). At that salary, you'd have $1,606/mo left after essentials — vs $3,970/mo in West Palm Beach.

Frequently asked questions

What is $120K in West Palm Beach equivalent to in Kraków?

$120K in West Palm Beach (COL index 117) has the same purchasing power as $56,410 in Kraków (COL index 55). That's 53% less than your current salary.

If I move from West Palm Beach to Kraków keeping my $120K salary, will I be better off?

Yes. If you keep earning $120K after moving to Kraków, you'd have $590 more per month after core expenses — because Kraków is cheaper than West Palm Beach.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $120K × (55 ÷ 117) = $56,410. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow · BLS · Numbeo · Q1 2026 · For general guidance only