$100K in Waco = $104,819 in Idaho Falls

Your $100K salary in Waco (COL 83) has the same purchasing power as $104,819 in Idaho Falls (COL 87). Idaho Falls is more expensive โ€” you'd need 5% more to maintain the same lifestyle.

$100K in Waco, TX
$6,321/mo take-home
Rent: $1,000/mo (16% of take-home)
Very comfortable
$104,819/yr in Idaho Falls, ID
$5,743/mo take-home
Rent: $1,100/mo (19% of take-home)
Very comfortable

Budget breakdown โ€” $100K in both cities

What $100K actually buys you in each city after taxes and core expenses.

Expense
Waco
$100K
Idaho Falls
$100K (same salary)
Monthly take-home$6,321$5,838
1BR rent$1,000$1,100
Groceries$350$365
Transport$38$35
Utilities$172$142
Internet$60$65
Left after essentials$4,701/month$4,131/month
To match your Waco purchasing power in Idaho Falls, you'd need to earn $104,819/year (5% more than $100K). At that salary, you'd have $4,036/mo left after essentials โ€” vs $4,701/mo in Waco.

Frequently asked questions

What is $100K in Waco equivalent to in Idaho Falls?

$100K in Waco (COL index 83) has the same purchasing power as $104,819 in Idaho Falls (COL index 87). That's 5% more than your current salary.

If I move from Waco to Idaho Falls keeping my $100K salary, will I be better off?

Not necessarily. Core expenses in Idaho Falls are higher, so on the same $100K salary you'd have $570 less per month. You'd need to earn $104,819 to maintain the same standard of living.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $100K ร— (87 รท 83) = $104,819. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only