$80K in Tampa = $68,462 in Indianapolis
Your $80K salary in Tampa (COL 104) has the same purchasing power as $68,462 in Indianapolis (COL 89). Indianapolis is cheaper — your money goes 14% further there.
Budget breakdown — $80K in both cities
What $80K actually buys you in each city after taxes and core expenses.
| Expense | Tampa $80K | Indianapolis $80K (same salary) |
|---|---|---|
| Monthly take-home | $5,057 | $4,843 |
| 1BR rent | $2,000 | $1,200 |
| Groceries | $376 | $357 |
| Transport | $65 | $60 |
| Utilities | $195 | $155 |
| Internet | $65 | $55 |
| Left after essentials | $2,356/month | $3,016/month |
Frequently asked questions
What is $80K in Tampa equivalent to in Indianapolis?
$80K in Tampa (COL index 104) has the same purchasing power as $68,462 in Indianapolis (COL index 89). That's 14% less than your current salary.
If I move from Tampa to Indianapolis keeping my $80K salary, will I be better off?
Yes. If you keep earning $80K after moving to Indianapolis, you'd have $660 more per month after core expenses — because Indianapolis is cheaper than Tampa.
How is the salary equivalent calculated?
The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $80K × (89 ÷ 104) = $68,462. This adjusts for differences in housing, food, transport, and general cost of living.
Other salary amounts — Tampa to Indianapolis
Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow · BLS · Numbeo · Q1 2026 · For general guidance only