$120K in Tampa = $95,769 in Columbus

Your $120K salary in Tampa (COL 104) has the same purchasing power as $95,769 in Columbus (COL 83). Columbus is cheaper โ€” your money goes 20% further there.

$120K in Tampa, FL
$7,155/mo take-home
Rent: $2,000/mo (28% of take-home)
Comfortable
$95,769/yr in Columbus, GA
$5,614/mo take-home
Rent: $1,100/mo (20% of take-home)
Very comfortable

Budget breakdown โ€” $120K in both cities

What $120K actually buys you in each city after taxes and core expenses.

Expense
Tampa
$120K
Columbus
$120K (same salary)
Monthly take-home$7,155$6,605
1BR rent$2,000$1,100
Groceries$376$353
Transport$65$40
Utilities$195$160
Internet$65$58
Left after essentials$4,454/month$4,894/month
To match your Tampa purchasing power in Columbus, you'd need to earn $95,769/year (20% less than $120K). At that salary, you'd have $3,903/mo left after essentials โ€” vs $4,454/mo in Tampa.

Frequently asked questions

What is $120K in Tampa equivalent to in Columbus?

$120K in Tampa (COL index 104) has the same purchasing power as $95,769 in Columbus (COL index 83). That's 20% less than your current salary.

If I move from Tampa to Columbus keeping my $120K salary, will I be better off?

Yes. If you keep earning $120K after moving to Columbus, you'd have $440 more per month after core expenses โ€” because Columbus is cheaper than Tampa.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $120K ร— (83 รท 104) = $95,769. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only