$40K in Sarasota = $45,185 in Austin

Your $40K salary in Sarasota (COL 108) has the same purchasing power as $45,185 in Austin (COL 122). Austin is more expensive โ€” you'd need 13% more to maintain the same lifestyle.

$40K in Sarasota, FL
$2,728/mo take-home
Rent: $2,000/mo (73% of take-home)
Difficult
$45,185/yr in Austin, TX
$3,082/mo take-home
Rent: $1,800/mo (58% of take-home)
Difficult

Budget breakdown โ€” $40K in both cities

What $40K actually buys you in each city after taxes and core expenses.

Expense
Sarasota
$40K
Austin
$40K (same salary)
Monthly take-home$2,728$2,728
1BR rent$2,000$1,800
Groceries$384$372
Transport$48$50
Utilities$198$170
Internet$68$65
Left after essentials$30/month$271/month
To match your Sarasota purchasing power in Austin, you'd need to earn $45,185/year (13% more than $40K). At that salary, you'd have $625/mo left after essentials โ€” vs $30/mo in Sarasota.

Frequently asked questions

What is $40K in Sarasota equivalent to in Austin?

$40K in Sarasota (COL index 108) has the same purchasing power as $45,185 in Austin (COL index 122). That's 13% more than your current salary.

If I move from Sarasota to Austin keeping my $40K salary, will I be better off?

Not necessarily. Core expenses in Austin are higher, so on the same $40K salary you'd have $241 less per month. You'd need to earn $45,185 to maintain the same standard of living.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $40K ร— (122 รท 108) = $45,185. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only