$100K in San Diego = $60,135 in Lexington
Your $100K salary in San Diego (COL 148) has the same purchasing power as $60,135 in Lexington (COL 89). Lexington is cheaper — your money goes 40% further there.
Budget breakdown — $100K in both cities
What $100K actually buys you in each city after taxes and core expenses.
| Expense | San Diego $100K | Lexington $100K (same salary) |
|---|---|---|
| Monthly take-home | $5,546 | $5,988 |
| 1BR rent | $2,600 | $1,350 |
| Groceries | $414 | $365 |
| Transport | $100 | $60 |
| Utilities | $130 | $158 |
| Internet | $65 | $60 |
| Left after essentials | $2,237/month | $3,995/month |
Frequently asked questions
What is $100K in San Diego equivalent to in Lexington?
$100K in San Diego (COL index 148) has the same purchasing power as $60,135 in Lexington (COL index 89). That's 40% less than your current salary.
If I move from San Diego to Lexington keeping my $100K salary, will I be better off?
Yes. If you keep earning $100K after moving to Lexington, you'd have $1,758 more per month after core expenses — because Lexington is cheaper than San Diego.
How is the salary equivalent calculated?
The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $100K × (89 ÷ 148) = $60,135. This adjusts for differences in housing, food, transport, and general cost of living.
Other salary amounts — San Diego to Lexington
Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow · BLS · Numbeo · Q1 2026 · For general guidance only