$75K in Provo = $65,909 in Duluth

Your $75K salary in Provo (COL 99) has the same purchasing power as $65,909 in Duluth (COL 87). Duluth is cheaper — your money goes 12% further there.

$75K in Provo, UT
$4,447/mo take-home
Rent: $1,400/mo (31% of take-home)
Manageable
$65,909/yr in Duluth, MN
$3,622/mo take-home
Rent: $1,200/mo (33% of take-home)
Manageable

Budget breakdown — $75K in both cities

What $75K actually buys you in each city after taxes and core expenses.

Expense
Provo
$75K
Duluth
$75K (same salary)
Monthly take-home$4,447$4,122
1BR rent$1,400$1,200
Groceries$372$369
Transport$62$60
Utilities$148$165
Internet$63$62
Left after essentials$2,402/month$2,266/month
To match your Provo purchasing power in Duluth, you'd need to earn $65,909/year (12% less than $75K). At that salary, you'd have $1,766/mo left after essentials — vs $2,402/mo in Provo.

Frequently asked questions

What is $75K in Provo equivalent to in Duluth?

$75K in Provo (COL index 99) has the same purchasing power as $65,909 in Duluth (COL index 87). That's 12% less than your current salary.

If I move from Provo to Duluth keeping my $75K salary, will I be better off?

Yes. If you keep earning $75K after moving to Duluth, you'd have $-136 more per month after core expenses — because Duluth is cheaper than Provo.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $75K × (87 ÷ 99) = $65,909. This adjusts for differences in housing, food, transport, and general cost of living.

Other salary amounts — Provo to Duluth

$40K → $35,152$50K → $43,939$60K → $52,727$80K → $70,303$100K → $87,879$120K → $105,455$150K → $131,818
$75K in Duluth → ProvoMoving from Provo to DuluthProvo vs Duluth — full comparisonCan I afford Provo vs Duluth on $75K?

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow · BLS · Numbeo · Q1 2026 · For general guidance only