$120K in New Haven = $108,000 in Chandler

Your $120K salary in New Haven (COL 110) has the same purchasing power as $108,000 in Chandler (COL 99). Chandler is cheaper โ€” your money goes 10% further there.

$120K in New Haven, CT
$6,455/mo take-home
Rent: $1,800/mo (28% of take-home)
Comfortable
$108,000/yr in Chandler, AZ
$6,215/mo take-home
Rent: $1,450/mo (23% of take-home)
Comfortable

Budget breakdown โ€” $120K in both cities

What $120K actually buys you in each city after taxes and core expenses.

Expense
New Haven
$120K
Chandler
$120K (same salary)
Monthly take-home$6,455$6,905
1BR rent$1,800$1,450
Groceries$410$372
Transport$82$50
Utilities$198$210
Internet$70$62
Left after essentials$3,895/month$4,761/month
To match your New Haven purchasing power in Chandler, you'd need to earn $108,000/year (10% less than $120K). At that salary, you'd have $4,071/mo left after essentials โ€” vs $3,895/mo in New Haven.

Frequently asked questions

What is $120K in New Haven equivalent to in Chandler?

$120K in New Haven (COL index 110) has the same purchasing power as $108,000 in Chandler (COL index 99). That's 10% less than your current salary.

If I move from New Haven to Chandler keeping my $120K salary, will I be better off?

Yes. If you keep earning $120K after moving to Chandler, you'd have $866 more per month after core expenses โ€” because Chandler is cheaper than New Haven.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $120K ร— (99 รท 110) = $108,000. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only