$100K in Minneapolis = $83,019 in Louisville

Your $100K salary in Minneapolis (COL 106) has the same purchasing power as $83,019 in Louisville (COL 88). Louisville is cheaper โ€” your money goes 17% further there.

$100K in Minneapolis, MN
$5,496/mo take-home
Rent: $1,700/mo (31% of take-home)
Manageable
$83,019/yr in Louisville, KY
$4,971/mo take-home
Rent: $1,300/mo (26% of take-home)
Comfortable

Budget breakdown โ€” $100K in both cities

What $100K actually buys you in each city after taxes and core expenses.

Expense
Minneapolis
$100K
Louisville
$100K (same salary)
Monthly take-home$5,496$5,988
1BR rent$1,700$1,300
Groceries$391$361
Transport$95$60
Utilities$195$162
Internet$65$60
Left after essentials$3,050/month$4,045/month
To match your Minneapolis purchasing power in Louisville, you'd need to earn $83,019/year (17% less than $100K). At that salary, you'd have $3,028/mo left after essentials โ€” vs $3,050/mo in Minneapolis.

Frequently asked questions

What is $100K in Minneapolis equivalent to in Louisville?

$100K in Minneapolis (COL index 106) has the same purchasing power as $83,019 in Louisville (COL index 88). That's 17% less than your current salary.

If I move from Minneapolis to Louisville keeping my $100K salary, will I be better off?

Yes. If you keep earning $100K after moving to Louisville, you'd have $995 more per month after core expenses โ€” because Louisville is cheaper than Minneapolis.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $100K ร— (88 รท 106) = $83,019. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only