$50K in Minneapolis = $41,981 in Billings
Your $50K salary in Minneapolis (COL 106) has the same purchasing power as $41,981 in Billings (COL 89). Billings is cheaper — your money goes 16% further there.
Budget breakdown — $50K in both cities
What $50K actually buys you in each city after taxes and core expenses.
| Expense | Minneapolis $50K | Billings $50K (same salary) |
|---|---|---|
| Monthly take-home | $2,748 | $2,877 |
| 1BR rent | $1,700 | $1,200 |
| Groceries | $391 | $369 |
| Transport | $95 | $42 |
| Utilities | $195 | $148 |
| Internet | $65 | $68 |
| Left after essentials | $302/month | $1,050/month |
Frequently asked questions
What is $50K in Minneapolis equivalent to in Billings?
$50K in Minneapolis (COL index 106) has the same purchasing power as $41,981 in Billings (COL index 89). That's 16% less than your current salary.
If I move from Minneapolis to Billings keeping my $50K salary, will I be better off?
Yes. If you keep earning $50K after moving to Billings, you'd have $748 more per month after core expenses — because Billings is cheaper than Minneapolis.
How is the salary equivalent calculated?
The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $50K × (89 ÷ 106) = $41,981. This adjusts for differences in housing, food, transport, and general cost of living.
Other salary amounts — Minneapolis to Billings
Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow · BLS · Numbeo · Q1 2026 · For general guidance only